A daughter looking up at his mother at a beach
Life Insurance Savings Plan

PRU Whole life 99/20

Builds your legacy at your most successful life moments so your legacy can live on to your loved ones beyond your lifetime.

* Receive a refund at the end of the policy year according to the percentage of sum assured
** Coverage in case of death: According to the percentage of the sum insured above or as detailed as stated in the policy (if any).

 

Product details

Coverage and Payment Terms

Payment Term

20 years

Coverage Term

Till age 99

Eligible Age

1 month – 60 years

Minimum Sum Assured

150,000 Baht

Maximum Sum Assured

No Maximun SA

Maturity Benefit

End of policy year that the Insured reaches Age 99, receive 100% the sum assured, or the policy surrender value or the sum of all premiums paid, whichever is the greater amount.

Death Benefit

The Company pays death claim benefit 100% of the sum assured, or the surrender value or the sum of all premiums paid, whichever is the greater amount, to the beneficiaries.

Tax Benefit

The policyholder is entitled to a tax privilege of up to 100, 000 Baht/year. (This shall be in accordance with the Revenue Department regulations).

Premium discount rate

Sum assured (Baht)

Premium discount rate, per 1,000 Baht

250,000 – 499,999

1.5

500,000 up

2.5

Riders that can be bought with this policy

You can add riders to your basic plan so you can customise your plan to tailor to your needs and goals.

  • PRUSuper health guard

  • Special Comprehensive Personal Accident (SCPA)

  • Strike, Riot, Civil Commotion & Murder Assault (RCC SCPA)

  • Accidental Death and Dismemberment (ADD)

  • Strike, Riot, Civil Commotion & Murder Assault (RCC ADD)

  • Accidental Death Benefit (ADB)

  • Strike, Riot, Civil Commotion & Murder Assault (RCC ADB)

  • Health As-Charged Rider (HA)

  • Hospital Indemnity Rider (HI)

  • Multi-Stage Critical Illness Rider (CM)

  • Total Permanent Disability Rider 2 (DI)

  • Waiver of premium payment for 18 Critical Illnesses Rider (OI)

  • Waiver of Premium for Total Permanent Disability Rider 2 (OD2)

  • Payor Benefit Rider (PB)

  • PRUSuper health guard (HS3)

 

Find out which riders you could add to your basic plans.