A family of four playing on a grass field
Life Insurance Savings Plan

PRUSmile 133

Helps you to start saving today and be ready for your children’s higher education tomorrow while meeting your short term financial goals.

How it works ?

Product details

Coverage and Payment Terms

 

Payment Term

10 years

Coverage Term

15 years

Eligible Age

1 month-65 years

Minimum Sum Assured

100,000 Baht

Cash Coupon

At end of policy year 2 – 14, receive 1% of sum assured (in total, 13 times = 13% of the sum assured).

Maturity Benefit

At end of policy year 15, receive 120% of sum assured.


Total cash pay-back throughout the policy term is 133% of sum assured

Death Benefit

The company shall pay 100% of the sum assured or the policy surrender value, whichever is the greater amount, to the beneficiary.  

Tax Benefit

The policy holder is entitled to a tax privilege of  up to 100, 000 baht/year.  (This shall be in accordance with the Revenue Department regulations).  Minors with incomes are also entitled to this tax privilege

Riders that can be bought with this policy

You can add riders to your basic plan so you can customise your plan to tailor to your needs and goals.

  • Special Comprehensive Personal Accident (SCPA)

  • Strike, Riot, Civil Commotion & Murder Assault (RCC SCPA)

  • Accidental Death and Dismemberment (ADD)

  • Strike, Riot, Civil Commotion & Murder Assault (RCC ADD)

  • Accidental Death Benefit (ADB)

  • Strike, Riot, Civil Commotion & Murder Assault (RCC ADB)

  • Health As-Charged Rider (HA)

  • Hospital Indemnity Rider (HI)

  • Multi-Stage Critical Illnesses Rider (CM)

  • Waiver of premium payment for 18 Critical Illnesses Rider (OI)

  • Waiver of Premium for Total Permanent Disability Rider 2 (OD2)

  • Payor Benefit Rider (PB)

 

Which riders you could add to your basic plans.