PRUHappy Retirement

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Cash return of 390% of sum assured

Receive a cumulative total of 390% of the sum assured at the end of your plan when you reach 85 years old so you can enjoy a long retirement.

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Annual cash return of 15% of sum assured

Receive a 15% of the sum assured every year from 60 to 85 years old for a total of 26 times.

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Tax benefit

Receive a tax benefit of up to 200,000 Baht on the year where you make your premium payment

The easy way to be well-prepared

Pay affordable premiums until Age 60

How it works ?

PRUhappy-retirement

Coverage and Payment Terms details

Coverage and Payment Terms

Payment Term	Till age 60
Coverage Term	Till age 85
Eligible Age	30 – 55 years
Minimum Sum Assured	50,000 Baht
Maximum Sum Assured	No maximum limit
Cash Coupon	At end of policy year that the insured reaches age 60 – 85 years, receive 15% of sum assured each year (in total, 26 times = 390% of sum assured).
Accumurated Sum Assured	Total cash pay-back throughout the policy term is 390% of sum assured.

Death Benefit

If the insured is not yet 60 years, the coverage shall be 200% of the sum assured or the policy surrender value, or the accumulated paid-up premiums, whichever is the greater amount, shall be paid to the beneficiary.
If the insured is aged between 60 – 74 years, the compensation shall be equal to the present value of the annuity that has not yet been paid out by the company, as guaranteed *** (the guaranteed period is 15 years)

***details as given in the policy.

Tax Benefit

The policyholder is entitled to a tax privilege of up to 200,000 Baht/year, or up to 300,000 Baht/year (if the insured has no other life insurance policies), but shall not exceed 15% of assessable income in the assessment year when combined with other similar funds, i.e. provident fund, government pension fund, social welfare fund and RMF, which shall not exceed 500,000 Baht.

Riders that can be bought with this policy

You can add riders to your basic plan so you can customise your plan to tailor to your needs and goals.

Special Comprehensive Personal Accident (SCPA)
Strike, Riot, Civil Commotion & Murder Assault (RCC SCPA)
Accidental Death and Dismemberment (ADD)
Strike, Riot, Civil Commotion & Murder Assault (RCC ADD)
Accidental Death Benefit (ADB)
Strike, Riot, Civil Commotion & Murder Assault (RCC ADB)
Hospital Indemnity Rider (HI)
Special Daily Compensation for Hospitalization (HP)

Health As-Charged Rider (HA)
Multi-Stage Critical Illness Rider (CM)

Which riders you could add to your basic plans.

If you are interested in PRUHappy Retirement

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