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Life Insurance Savings Plan

PRUClick Saving 8/20

Allows you to get a head start on your savings and your long term goals in fulfilling your children’s dream of studying in a top university.

How it works ?

Product details

Coverage and Payment Terms

 

Payment Term

8 years

Coverage Term

20 years

Eligible Age

20-55 years

Minimum Sum Assured

50,000 Baht

Maximum Sum Assured

500,000 Baht

Cash Coupon

Receive 2% cash-back of the sum assured at end of policy years 2-8.


Receive 4% cash-back of the sum assured at end of policy years 9-19.


Receive 150% cash-back of the sum assured at end of policy years 20.

 

Maturity Benefit

Total cash-back throughout the policy contract is 208% of the sum assured

Death Benefit
  • 100% of the sum assured or the policy surrender value or total standard premium paid, whichever is the greater amount, to the beneficiary for loss of life during years 1-8

  • 150% of the sum assured or the policy surrender value or total standard premium paid, whichever is the greater amount, to the beneficiary for loss of life during years 9-20

Tax Benefit

Life insurance product is eligible for a tax deduction of up to 100,000 Baht per year (this shall be in accordance with the regulations of the Revenue Department). Minors with incomes are also eligible for the tax benefit.

Remark
  1. Exclusion:

  • Non-disclosure or misrepresentation affecting underwriting decision.

  • Suicide within 1 year, or being murdered by Beneficiary.

 

  1. In case cash-back is maintained with the company, the insured will get return at the rate of 2.75% a year (compound interest). The rate shown here is for illustrative purpose only. The actual rate of return may be different from the sample given.

*This life insurance plan is available for Thai citizens only.