PRUsmile retirement 225

Plan for a happy retirement

* Receive cash at end of policy year
** Death claim payment:  in percentage of the above sum assured, or the policy surrender value,  whichever is the greater amount, shall be paid to the beneficiary.

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Highlights

09_PRUsmile retirement 225_1st

Total cash Benefit (% of SA)

09_PRUsmile retirement 225_2nd

Payment Term / Coverage Term

Smile-retire-cashback

Total Payout Benefit (% of SA)

Highlight_Maximum_100,000

Tax Benefit

Product Details

Payment Term

Till 55 years

Coverage Term

Till 65 years

Issue Age

1 month – 45 years

Minimum Sum Assured

100,000 Baht

Maximum Sum Assured

No maximum limit 

Cash Coupon
  • At end of policy year that the insured reached age 55 – 59 , receive 10% of sum assured each year (in total, 5 times = 50% of sum assured).
  • At end of policy year that the insured reached age 60 - 64 , receive 15% of sum assured each year (in total, 5 times = 75% of sum assured).
Maturity Benefit

At end of policy year that the insured reached age 65 , receive 100% of sum assured.

Accumurated Sum Assured

Total cash pay-back throughout the policy term is 225% of sum assured.

Death Benefit
  • If the insured is not yet 50 years, the company shall pay 100% of sum assured to the beneficiary.
  • If the insured is age 50, the company shall pay 110% of sum assured to the beneficiary.
  • If the insured is age 51, the company shall pay 130% of sum assured to the beneficiary.
  • If the insured is age 52, the company shall pay 140% of sum assured to the beneficiary.
  • If the insured is age 53, the company shall pay 160% of sum assured to the beneficiary.
  • If the insured is age 54, the company shall pay 170% of sum assured to the beneficiary.
  • If the insured is age 55 onward, the company shall pay the amount equal to the policy surrender value to the beneficiary.
Tax Benefit

The policy holder is entitled to a tax privilege of up to 100,000 Baht/year.  (This shall be in accordance with the Revenue Department regulations).  Minors with incomes are also entitled to this tax privilege

Riders that can be bought with this policy

For minors, 1 month – 16 years :  ADD, ADB, HI, HS,  (for HI, the insurable age is from 6 - 16 years).
For adults, 17 – 45 years :  SCPA, ADD, ADB, RCC, HI, HS, CI

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