PRUhappy retirement

Make your retirement a happy one

*  Receive cash at end of policy year
**   Death claim payment:  in percentage of the above sum assured, or the policy surrender value,  whichever is the greater amount, shall be paid to the beneficiary.



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Maturity Benefit (% of SA)


Tax Benefit

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Yearly Payout Benefit 15% of SA (Total 26 times)

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Payment Term / Coverage Term

Product Details

Payment Term

Till age 60

Coverage Term

Till age 85

Issue Age

30 – 55 years

Minimum Sum Assured

50,000 Baht

Maximum Sum Assured

No maximum limit

Cash Coupon

At end of policy year that the insured reaches  age 60 – 85 years, receive 15% of sum assured each year (in total, 26 times = 390% of sum assured).

Accumurated Sum Assured

Total cash pay-back throughout the policy term is 390% of sum assured.

Death Benefit
  • If the insured is not yet 60 years, the coverage shall be 200% of the sum assured or the policy surrender value, or the accumulated paid-up premiums, whichever is the greater amount, shall be paid to the beneficiary.
  • If the insured is aged between 60 – 74 years, the compensation shall be equal to the present value of the annuity that has not yet been paid out by the company, as guaranteed *** (the guaranteed period is 15 years)

***details as given in the policy.  

Tax Benefit

The policyholder is entitled to a tax privilege of up to 200,000 Baht/year, or up to 300,000 Baht/year (if the insured has no other life insurance policies), but shall not exceed 15% of assessable income in the assessment year when combined with other similar funds, i.e. provident fund, government pension fund, social welfare fund and RMF, which shall not exceed 500,000 Baht.

Riders that can be bought with this policy


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