PRUhealthy plus

 

Highlights

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Term of coverage

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Convenience

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Confidence

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Tax Benefit

Product Details

Payment Term

Till age 60 years

Coverage Term

Till age 80 years

Issue Age

20 - 50 years

Tax Benefit
  1. Life insurance product is eligible for a tax deduction of up to 100,000 Baht per year (this shall be in accordance with the regulations of the Revenue Department). Minors with incomes are also eligible for the tax benefit.
  2. Health insurance premiums can be used up to a maximum of Bt. 15,000 per year in tax incentives and up to 100,000 baht per year including life insurance premiums (subject to the terms of the Revenue Department).
Benefits

Living benefits

  • If the insured is age 60, the company shall pay 20% of sum assured to the beneficiary.
  • At end of policy year that the insured reached age 80, receive 80% of sum assured.

 

For loss of life

  • 100% of the sum assured or the policy surrender value or total standard premium paid, whichever is the greater amount, to the beneficiary for loss of life.
Feature Benefit

Remarks
  • PRUhealthy plus is the marketing name of PRUendowment 80/60 (Non-participating) and Long-Term Care Rider 2
  • The applicant should study and understand sales materials before making a decision to apply for a life insurance. When receiving the life insurance policy, the applicant should study it in details.

 

  • Exclusion:
    1. In case of material misrepresentation or false statement, the Company shall void the policy within 2 years from the policy effective date or the renewal date or the reinstatement date or the date the Company approves the increases of sum assured only for the increased amount.
    2. The Insured commits suicide within 1 year from the policy effective date or the renewal date or the reinstatement date or the date the Company approves the increased sum assured, only for the increased amount, or is murdered by the beneficiary.

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