Waiver of premium payment for 18 Critical Illnesses Rider (OI)

Protection Features:

This Rider comes into effect once the doctor diagnoses that that the insured is suffering from any of the 18 illnesses, i.e. Cancer,  Acute Myocardial Infarction, Kidney Failure, Stroke, Benign Brain Tumor,  Coronary Artery Surgery, Paralysis, Muscular Dystrophy, Major Burns, Major Organ Transplants, Coma, Terminal Illness, Brain Damage/Loss of Independent Existence, Surgery of a disease of the Aorta,  Multi Sclerosis, Fulminant Viral Heptatitis, Alzheimer’s Disease, Parkinson’s Disease.

The Company shall waive the premium payment for the basic policy.  The first premium to be waived will be the one that is due after the insured is diagnosed with the critical illness.

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