Payor Benefit Rider (PB)

Protection Features:

While this Rider is in effect, if the payor of premiums dies or becomes totally and permanently disabled, the insured’s basic policy along with its ADD Rider (if any) and the ADB Rider (if any) shall  be waived its premiums.  The first premium to be waived will be the one that is due after the payor of premium dies or becomes disabled.

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