a-family-of-three-on-their-bicycles
Health Insurance Thailand

PRU PA

Protects you from the unexpected losses that come with an accident you couldn't possibly anticipate.

Product details

Coverage and Payment Terms

 

Payment Term

1 time

Coverage Term

1 year

Eligible Age

Classic Plan: 5-65 Years


Platinum Plan: 25-65 Years

 

Minimum Sum Assured

100,000 Baht

Death Benefit

Please see product spec (follow by plan).

Tax Benefit

Tax benefit for health insurance premium is up to Bt. 25,000 per year. However, together with life insurance premiums, the total tax benefit must not exceed Bt. 100,000 in each tax year (subjected to the terms of the Revenue Department).

Occupation Class

This plan is for those with the occupation of office administrative duties, with low risk from accidents, e.g. high-level executives, accountants, bank staff, lawyers, prosecutors, teachers/lecturers, students/college students, computer programmers, doctors, academicians,editors, owners of gold and jewelry shopts, etc.

Occupation class 1

PRUClassic

Age 5-65 year old

Age 16-65 year old

Coverage

Plan 100,000

100K-1

Plan 200,000

200K-1

Plan 300,000

300k-1

Plan 400,000

400k-1

Plan 500,000

500k-1

Plan 600,000

600k-1

Plan 700,000

700k-1

Loss of life, limbs and eyesight (ADD)

100,000

200,000

300,000

400,000

500,000

600,000

700,000

Total Permanent Disability (TPD)

100,000

200,000

300,000

400,000

500,000

600,000

700,000

Murder and Assault (MA)

50,000

100,000

150,000

400,000

500,000

600,000

700,000

Medical Expenses (ME)

10,000

20,000

30,000

50,000

60,000

70,000

80,000

Death, resulting from
moorcycle accident (MC)

50,000

100,000

150,000

200,000

250,000

300,000

350,000

Annual premium (Baht)

700

1,000

1,400

1,900

2,300

2,600

2,900

 

This plan is for those having occupations that may require them to be out of the office now and then, but not having risky environments that may cause accidents.  This plan is also for owners of small enterprises with low risk environments, e.g. sales agents, coordinators, nurses, medical technicians, grocery shop owners, owners of beauty parlors, engineers, news reporters, photographers, etc.

Occupation class 2

PRUClassic

Age 16-65 year old

Coverage

Plan 100,000

100K-2

Plan 200,000

200K-2

Plan 300,000

300K-2

Plan 400,000

400K-2

Plan 500,000

500K-2

Plan 600,000

600K-2

Plan 700,000

700K-2

Loss of life, limbs and eyesight (ADD)

100,000

200,000

300,000

400,000

500,000

600,000

700,000

Total Permanent Disability (TPD)

100,000

200,000

300,000

400,000

500,000

600,000

700,000

Murder and Assault (MA)

50,000

100,000

150,000

400,000

500,000

600,000

700,000

Medical Expenses (ME)

5,000

10,000

20,000

40,000

50,000

60,000

70,000

Death, resulting from motorcycle accident (MC)

50,000

100,000

150,000

200,000

250,000

300,000

350,000

Annual premium (Baht)

700

1,000

1,400

1,900

2,300

2,600

2,900

 

This plan is for those in the occupation that require manual skills but without too high a risk, e.g. foreman, market vendors, electricians, mechanics, plumbers, machine shop owners, veterinarians,  garage owners, farmland owners, chefs/cooks, waiters/waitresses, gas station owners, etc.

Occupation class 3

PRUClassic

Age 16-65 year old

Coverage

Plan 100,000

100K-3

Plan 200,000

200K-3

Plan 300,000

300K-3

Plan 500,000

500K-3

Loss of life, limbs and eyesight (ADD)

100,000

200,000

300,000

500,000

Total Permanent Disability (TPD)

100,000

200,000

300,000

500,000

Murder and Assault (MA)

50,000

100,000

150,000

250,000

Medical Expenses (ME)

5,000

8,000

16,000

30,000

Death, resulting from motorcycle accident (MC)

50,000

100,000

150,000

250,000

Annual premium (Baht)

750

1,100

1,600

2,500

 

PRU PA is a personal accident coverage. The product gives coverage for losses that may occur from accidents.  You may choose a plan that is suitable to you, there is no medical check-up required and coverage starts immediately after the Company approves your application.

Occupation class 1 or 2

PRUPlatinum

Age 25-65 year old

Coverage

Plan 1,000,000

1M-1/1M-2

Plan 2,000,000

2M-1/2M-2

Plan 3,000,000

3M-1/3M-2

Plan 4,000,000

4M-1/4M-2

Plan 5,000,000

5M-1/5M-2

Plan 10,000,000

10M-1/10M-2

Loss of life, limbs and eyesight (ADD)

1,000,000

2,000,000

3,000,000

4,000,000

5,000,000

10,000,000

Total Permanent Disability (TPD)

1,000,000

2,000,000

3,000,000

4,000,000

5,000,000

10,000,000

Murder and Assault (MA)

500,000

1,000,000

1,000,000

1,000,000

1,000,000

1,000,000

Total temporary Disability (per week) (TTD)

1,000

2,000

3,000

4,000

5,000

5,000

Medical Expenses (ME)

100,000

100,000

150,000

200,000

200,000

300,000

Death, resulting from motorcycle accident (MC)

500,000

1,000,000

1,000,000

1,000,000

1,000,000

1,000,000

Annual premium (Baht)

4,400

7,600

10,900

14,300

16,600

28,500